Mustafa Kutlu is an Industrial Engineer, graduated from Hacettepe University. He has been working as a manager for international companies operating in the manufacturing, retail, banking and service sectors for 20 years. His areas of professionalization; Managing Commercial Marketing, Banking and Finance transactions, establishing and developing relations with relevant institutions, analyzing and managing the financial income-expense flow and cash flow, leading and managing the finance team through tracking collections and payments. He has attended many trainings and seminars in the fields of banking, finance and commercial marketing and has a Private Pension License and Insurance Technical Personnel License. He is a member of several social and professional clubs and associations.